Call reports 2022
PHILO EXCHANGE BANK — 2022
What PHILO EXCHANGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 144,644,000 | 140,116,000 | 131,517,000 | 137,833,000 |
| Total loans | 55,663,000 | 67,524,000 | 67,929,000 | 73,797,000 |
| Allowance for loan losses | 774,000 | 774,000 | 774,000 | 774,000 |
| Securities available for sale | 49,893,000 | 56,160,000 | 53,151,000 | 52,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,266,000 | 129,687,000 | 122,450,000 | 116,306,000 |
| Interest-bearing deposits | 90,481,000 | 94,438,000 | 88,234,000 | 81,145,000 |
| Noninterest-bearing deposits | 42,785,000 | 35,249,000 | 34,216,000 | 35,161,000 |
| Equity capital | 10,802,000 | 9,877,000 | 8,504,000 | 9,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,557,000 | 2,505,000 | 3,505,000 |
| Interest expense | 39,000 | 76,000 | 115,000 | 193,000 |
| Net interest income | 689,000 | 1,481,000 | 2,390,000 | 3,312,000 |
| Noninterest income | 62,000 | 163,000 | 227,000 | 289,000 |
| Noninterest expense | 703,000 | 1,408,000 | 2,109,000 | 2,840,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 236,000 | 508,000 | 761,000 |
| Income tax | 10,000 | 23,000 | 35,000 | 51,000 |
| Net income | 38,000 | 213,000 | 473,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,151,000 | 12,298,000 | 12,505,000 | 12,743,000 |
| Total capital | 12,925,000 | 13,072,000 | 13,279,000 | 13,517,000 |
| Risk-weighted assets | 64,668,000 | 75,312,000 | 81,342,000 | 84,990,000 |