Call reports 2017
PHILO EXCHANGE BANK — 2017
What PHILO EXCHANGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 91,403,000 | 89,503,000 | 93,057,000 | 93,748,000 |
| Total loans | 55,601,000 | 58,318,000 | 58,491,000 | 59,529,000 |
| Allowance for loan losses | 633,000 | 633,000 | 633,000 | 633,000 |
| Securities available for sale | 27,268,000 | 22,708,000 | 23,938,000 | 24,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,411,000 | 78,725,000 | 82,060,000 | 82,625,000 |
| Interest-bearing deposits | 60,897,000 | 59,639,000 | 62,232,000 | 60,794,000 |
| Noninterest-bearing deposits | 19,514,000 | 19,086,000 | 19,828,000 | 21,831,000 |
| Equity capital | 9,994,000 | 10,434,000 | 10,620,000 | 10,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,404,000 | 2,160,000 | 2,942,000 |
| Interest expense | 37,000 | 81,000 | 126,000 | 174,000 |
| Net interest income | 635,000 | 1,323,000 | 2,034,000 | 2,768,000 |
| Noninterest income | 51,000 | 104,000 | 156,000 | 199,000 |
| Noninterest expense | 455,000 | 901,000 | 1,360,000 | 1,822,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 231,000 | 523,000 | 827,000 | 1,142,000 |
| Income tax | 1,000 | 5,000 | 9,000 | 14,000 |
| Net income | 230,000 | 518,000 | 818,000 | 1,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,976,000 | 9,168,000 | 9,365,000 | 9,675,000 |
| Total capital | 9,609,000 | 9,801,000 | 9,998,000 | 10,308,000 |
| Risk-weighted assets | 65,183,000 | 65,580,000 | 66,189,000 | 67,280,000 |