Call reports 2013
PHILO EXCHANGE BANK — 2013
What PHILO EXCHANGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 91,727,000 | 91,952,000 | 87,446,000 | 87,226,000 |
| Total loans | 38,653,000 | 42,945,000 | 45,571,000 | 47,402,000 |
| Allowance for loan losses | 746,000 | 696,000 | 697,000 | 697,000 |
| Securities available for sale | 41,349,000 | 39,841,000 | 33,360,000 | 30,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,964,000 | 79,233,000 | 77,017,000 | 77,662,000 |
| Interest-bearing deposits | 62,312,000 | 61,528,000 | 59,190,000 | 58,088,000 |
| Noninterest-bearing deposits | 19,652,000 | 17,705,000 | 17,827,000 | 19,574,000 |
| Equity capital | 9,481,000 | 9,004,000 | 9,187,000 | 9,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,127,000 | 1,711,000 | 2,303,000 |
| Interest expense | 46,000 | 94,000 | 139,000 | 183,000 |
| Net interest income | 508,000 | 1,033,000 | 1,572,000 | 2,120,000 |
| Noninterest income | 54,000 | 106,000 | 161,000 | 214,000 |
| Noninterest expense | 424,000 | 830,000 | 1,244,000 | 1,655,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 309,000 | 535,000 | 725,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 309,000 | 535,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,883,000 | 7,889,000 | 8,014,000 | 8,138,000 |
| Total capital | 8,448,000 | 8,503,000 | 8,657,000 | 8,800,000 |
| Risk-weighted assets | 44,996,000 | 49,061,000 | 51,419,000 | 52,939,000 |