Call reports 2011
PHILO EXCHANGE BANK — 2011
What PHILO EXCHANGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,005,000 | 82,879,000 | 83,152,000 | 80,070,000 |
| Total loans | 33,639,000 | 35,447,000 | 40,024,000 | 40,135,000 |
| Allowance for loan losses | 512,000 | 495,000 | 459,000 | 495,000 |
| Securities available for sale | 37,281,000 | 38,608,000 | 36,551,000 | 33,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,998,000 | 73,393,000 | 68,837,000 | 64,996,000 |
| Interest-bearing deposits | 55,581,000 | 58,697,000 | 53,418,000 | 51,003,000 |
| Noninterest-bearing deposits | 16,417,000 | 14,696,000 | 15,419,000 | 13,993,000 |
| Equity capital | 8,792,000 | 9,266,000 | 9,499,000 | 9,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,260,000 | 1,914,000 | 2,588,000 |
| Interest expense | 91,000 | 167,000 | 238,000 | 297,000 |
| Net interest income | 533,000 | 1,093,000 | 1,676,000 | 2,291,000 |
| Noninterest income | 61,000 | 115,000 | 168,000 | 227,000 |
| Noninterest expense | 402,000 | 795,000 | 1,195,000 | 1,584,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 192,000 | 413,000 | 649,000 | 884,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 413,000 | 649,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,109,000 | 7,263,000 | 7,433,000 | 7,520,000 |
| Total capital | 7,574,000 | 7,758,000 | 7,892,000 | 8,015,000 |
| Risk-weighted assets | 37,121,000 | 39,741,000 | 44,131,000 | 43,539,000 |