Call reports 2002
PHILO EXCHANGE BANK — 2002
What PHILO EXCHANGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,606,000 | 32,720,000 | 31,944,000 | 32,758,000 |
| Total loans | 17,134,000 | 18,223,000 | 18,649,000 | 18,669,000 |
| Allowance for loan losses | 509,000 | 509,000 | 509,000 | 509,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,638,000 | 9,720,000 | 8,655,000 | 7,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,117,000 | 26,163,000 | 25,327,000 | 26,219,000 |
| Interest-bearing deposits | 21,922,000 | 22,140,000 | 21,494,000 | 21,697,000 |
| Noninterest-bearing deposits | 4,195,000 | 4,023,000 | 3,833,000 | 4,522,000 |
| Equity capital | 6,333,000 | 6,386,000 | 6,465,000 | 6,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 881,000 | 1,331,000 | 1,767,000 |
| Interest expense | 151,000 | 287,000 | 424,000 | 551,000 |
| Net interest income | 284,000 | 594,000 | 907,000 | 1,216,000 |
| Noninterest income | 30,000 | 58,000 | 90,000 | 120,000 |
| Noninterest expense | 176,000 | 386,000 | 593,000 | 800,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 266,000 | 404,000 | 536,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 266,000 | 404,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,645,000 | 4,710,000 | 4,800,000 | 4,546,000 |
| Total capital | 4,896,000 | 4,977,000 | 5,072,000 | 4,819,000 |
| Risk-weighted assets | 19,821,000 | 21,082,000 | 21,486,000 | 21,706,000 |