Call reports 2001
PHILO EXCHANGE BANK — 2001
What PHILO EXCHANGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,393,000 | 32,188,000 | 32,429,000 | 32,714,000 |
| Total loans | 15,257,000 | 16,049,000 | 15,577,000 | 16,005,000 |
| Allowance for loan losses | 507,000 | 508,000 | 509,000 | 509,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,638,000 | 10,200,000 | 10,063,000 | 10,747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,232,000 | 25,684,000 | 25,804,000 | 26,306,000 |
| Interest-bearing deposits | 22,122,000 | 21,505,000 | 22,081,000 | 21,846,000 |
| Noninterest-bearing deposits | 5,110,000 | 4,179,000 | 3,723,000 | 4,460,000 |
| Equity capital | 6,883,000 | 6,242,000 | 6,329,000 | 6,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 913,000 | 1,397,000 | 1,852,000 |
| Interest expense | 201,000 | 437,000 | 660,000 | 847,000 |
| Net interest income | 212,000 | 476,000 | 737,000 | 1,005,000 |
| Noninterest income | 14,000 | 30,000 | 47,000 | 77,000 |
| Noninterest expense | 139,000 | 389,000 | 490,000 | 682,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 117,000 | 294,000 | 400,000 |
| Income tax | 44,000 | 0 | 60,000 | 60,000 |
| Net income | 43,000 | 117,000 | 234,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,883,000 | 6,242,000 | 4,599,000 | 4,495,000 |
| Total capital | 7,128,000 | 6,467,000 | 4,828,000 | 4,730,000 |
| Risk-weighted assets | 19,315,000 | 17,716,000 | 18,017,000 | 18,489,000 |