Call reports 2010
UVALDE NATIONAL BANK — 2010
What UVALDE NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 36,367,000 | 34,460,000 | 33,483,000 | 34,060,000 |
| Total loans | 26,813,000 | 26,510,000 | 24,813,000 | 20,351,000 |
| Allowance for loan losses | 662,000 | 768,000 | 738,000 | 763,000 |
| Securities available for sale | 4,286,000 | 4,055,000 | 2,007,000 | 4,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,015,000 | 30,169,000 | 29,176,000 | 29,960,000 |
| Interest-bearing deposits | 27,411,000 | 25,684,000 | 24,823,000 | 25,285,000 |
| Noninterest-bearing deposits | 4,604,000 | 4,485,000 | 4,353,000 | 4,675,000 |
| Equity capital | 4,281,000 | 4,196,000 | 4,213,000 | 4,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,064,000 | 1,552,000 | 1,988,000 |
| Interest expense | 123,000 | 225,000 | 313,000 | 393,000 |
| Net interest income | 428,000 | 839,000 | 1,239,000 | 1,595,000 |
| Noninterest income | 26,000 | 32,000 | 46,000 | 77,000 |
| Noninterest expense | 421,000 | 801,000 | 1,181,000 | 1,557,000 |
| Provision for loan losses | 0 | 138,000 | 166,000 | 322,000 |
| Pretax income | 33,000 | -68,000 | -62,000 | -207,000 |
| Income tax | 13,000 | 24,000 | 0 | 0 |
| Net income | 20,000 | -92,000 | -62,000 | -207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,592,000 | 3,491,000 | 3,523,000 | 3,532,000 |
| Total capital | 3,910,000 | 3,816,000 | 3,819,000 | 3,806,000 |
| Risk-weighted assets | 27,138,000 | 26,001,000 | 25,388,000 | 21,695,000 |