Call reports 2009
UVALDE NATIONAL BANK — 2009
What UVALDE NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 39,550,000 | 42,169,000 | 39,737,000 | 39,733,000 |
| Total loans | 30,719,000 | 30,461,000 | 29,718,000 | 27,896,000 |
| Allowance for loan losses | 532,000 | 521,000 | 583,000 | 736,000 |
| Securities available for sale | 5,979,000 | 6,605,000 | 6,336,000 | 5,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,391,000 | 37,816,000 | 35,313,000 | 35,419,000 |
| Interest-bearing deposits | 30,535,000 | 32,192,000 | 30,764,000 | 30,642,000 |
| Noninterest-bearing deposits | 4,856,000 | 5,624,000 | 4,549,000 | 4,777,000 |
| Equity capital | 4,070,000 | 4,232,000 | 4,341,000 | 4,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,251,000 | 1,867,000 | 2,426,000 |
| Interest expense | 184,000 | 353,000 | 514,000 | 662,000 |
| Net interest income | 446,000 | 898,000 | 1,353,000 | 1,764,000 |
| Noninterest income | 44,000 | 89,000 | 136,000 | 185,000 |
| Noninterest expense | 387,000 | 806,000 | 1,217,000 | 1,634,000 |
| Provision for loan losses | 15,000 | 30,000 | 212,000 | 732,000 |
| Pretax income | 88,000 | 196,000 | 134,000 | -343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 130,000 | 88,000 | -360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,488,000 | 3,550,000 | 3,638,000 | 3,559,000 |
| Total capital | 3,869,000 | 3,946,000 | 4,015,000 | 3,915,000 |
| Risk-weighted assets | 31,078,000 | 31,208,000 | 31,009,000 | 28,671,000 |