Call reports 2008
UVALDE NATIONAL BANK — 2008
What UVALDE NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 35,904,000 | 38,814,000 | 40,872,000 | 41,010,000 |
| Total loans | 24,301,000 | 28,553,000 | 31,630,000 | 32,506,000 |
| Allowance for loan losses | 434,000 | 438,000 | 438,000 | 575,000 |
| Securities available for sale | 8,657,000 | 7,228,000 | 6,499,000 | 5,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,474,000 | 33,558,000 | 34,188,000 | 35,391,000 |
| Interest-bearing deposits | 27,362,000 | 28,920,000 | 29,660,000 | 30,753,000 |
| Noninterest-bearing deposits | 4,112,000 | 4,638,000 | 4,528,000 | 4,638,000 |
| Equity capital | 3,503,000 | 3,341,000 | 3,737,000 | 3,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,193,000 | 1,887,000 | 2,569,000 |
| Interest expense | 297,000 | 578,000 | 837,000 | 1,072,000 |
| Net interest income | 278,000 | 615,000 | 1,050,000 | 1,497,000 |
| Noninterest income | 39,000 | 83,000 | 130,000 | 186,000 |
| Noninterest expense | 333,000 | 689,000 | 1,063,000 | 1,429,000 |
| Provision for loan losses | 0 | 0 | 0 | 179,000 |
| Pretax income | -16,000 | 9,000 | 117,000 | 75,000 |
| Income tax | 0 | 10,000 | 47,000 | 75,000 |
| Net income | -16,000 | -1,000 | 70,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,564,000 | 2,587,000 | 2,996,000 | 3,353,000 |
| Total capital | 2,910,000 | 2,965,000 | 3,406,000 | 3,770,000 |
| Risk-weighted assets | 27,630,000 | 29,617,000 | 32,702,000 | 33,641,000 |