Call reports 2007
UVALDE NATIONAL BANK — 2007
What UVALDE NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 31,198,000 | 33,585,000 | 33,537,000 | 35,720,000 |
| Total loans | 18,704,000 | 20,334,000 | 22,118,000 | 23,707,000 |
| Allowance for loan losses | 594,000 | 593,000 | 583,000 | 441,000 |
| Securities available for sale | 9,899,000 | 8,870,000 | 8,439,000 | 8,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,587,000 | 30,237,000 | 29,705,000 | 31,145,000 |
| Interest-bearing deposits | 24,231,000 | 24,980,000 | 23,043,000 | 24,824,000 |
| Noninterest-bearing deposits | 3,356,000 | 5,257,000 | 6,662,000 | 6,321,000 |
| Equity capital | 3,106,000 | 3,083,000 | 3,158,000 | 3,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 1,034,000 | 1,596,000 | 2,189,000 |
| Interest expense | 252,000 | 515,000 | 798,000 | 1,103,000 |
| Net interest income | 247,000 | 519,000 | 798,000 | 1,086,000 |
| Noninterest income | 37,000 | 76,000 | 105,000 | 150,000 |
| Noninterest expense | 314,000 | 626,000 | 917,000 | 1,220,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -30,000 | -31,000 | -14,000 | 23,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -30,000 | -31,000 | -14,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,356,000 | 2,352,000 | 2,378,000 | 2,580,000 |
| Total capital | 2,661,000 | 2,697,000 | 2,726,000 | 2,947,000 |
| Risk-weighted assets | 24,078,000 | 27,339,000 | 27,609,000 | 29,317,000 |