Call reports 2005
UVALDE NATIONAL BANK — 2005
What UVALDE NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 32,695,000 | 31,150,000 | 30,113,000 | 28,015,000 |
| Total loans | 12,452,000 | 16,394,000 | 16,605,000 | 16,135,000 |
| Allowance for loan losses | 661,000 | 660,000 | 660,000 | 657,000 |
| Securities available for sale | 8,390,000 | 8,887,000 | 9,345,000 | 8,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,640,000 | 27,545,000 | 26,615,000 | 23,863,000 |
| Interest-bearing deposits | 26,399,000 | 23,387,000 | 22,496,000 | 19,519,000 |
| Noninterest-bearing deposits | 3,241,000 | 4,158,000 | 4,119,000 | 4,344,000 |
| Equity capital | 2,472,000 | 3,186,000 | 3,226,000 | 3,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 730,000 | 1,146,000 | 1,551,000 |
| Interest expense | 79,000 | 152,000 | 256,000 | 380,000 |
| Net interest income | 282,000 | 578,000 | 890,000 | 1,171,000 |
| Noninterest income | 39,000 | 84,000 | 115,000 | 154,000 |
| Noninterest expense | 315,000 | 642,000 | 914,000 | 1,202,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 20,000 | 91,000 | 123,000 |
| Income tax | 0 | 0 | 0 | 26,000 |
| Net income | 6,000 | 20,000 | 91,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,819,000 | 2,506,000 | 2,577,000 | 3,410,000 |
| Total capital | 2,029,000 | 2,767,000 | 2,842,000 | 3,684,000 |
| Risk-weighted assets | 16,318,000 | 20,447,000 | 20,785,000 | 21,529,000 |