Call reports 2004
UVALDE NATIONAL BANK — 2004
What UVALDE NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 46,895,000 | 43,831,000 | 36,694,000 | 34,282,000 |
| Total loans | 25,833,000 | 23,533,000 | 6,558,000 | 10,292,000 |
| Allowance for loan losses | 698,000 | 698,000 | 697,000 | 668,000 |
| Securities available for sale | 12,710,000 | 11,634,000 | 0 | 8,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,714,000 | 34,024,000 | 32,844,000 | 30,863,000 |
| Interest-bearing deposits | 32,675,000 | 29,859,000 | 29,182,000 | 27,577,000 |
| Noninterest-bearing deposits | 4,039,000 | 4,165,000 | 3,662,000 | 3,286,000 |
| Equity capital | 5,517,000 | 5,278,000 | 3,228,000 | 2,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,395,000 | 1,982,000 | 301,000 |
| Interest expense | 460,000 | 820,000 | 1,238,000 | 83,000 |
| Net interest income | 277,000 | 575,000 | 744,000 | 218,000 |
| Noninterest income | 185,000 | 262,000 | -641,000 | 61,000 |
| Noninterest expense | 404,000 | 861,000 | 2,039,000 | 341,000 |
| Provision for loan losses | 240,000 | 256,000 | 272,000 | 0 |
| Pretax income | -182,000 | -666,000 | -2,501,000 | -62,000 |
| Income tax | 0 | 0 | 41,000 | 0 |
| Net income | -182,000 | -666,000 | -2,542,000 | -62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,440,000 | 4,962,000 | 3,228,000 | 1,779,000 |
| Total capital | 5,793,000 | 5,276,000 | 3,377,000 | 1,971,000 |
| Risk-weighted assets | 27,914,000 | 24,769,000 | 11,397,000 | 14,857,000 |