Call reports 2003
UVALDE NATIONAL BANK — 2003
What UVALDE NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 73,815,000 | 66,849,000 | 61,951,000 | 54,907,000 |
| Total loans | 32,770,000 | 32,179,000 | 31,134,000 | 29,429,000 |
| Allowance for loan losses | 507,000 | 499,000 | 511,000 | 516,000 |
| Securities available for sale | 27,026,000 | 22,615,000 | 15,163,000 | 13,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,087,000 | 44,501,000 | 42,499,000 | 37,893,000 |
| Interest-bearing deposits | 40,816,000 | 40,334,000 | 37,590,000 | 33,584,000 |
| Noninterest-bearing deposits | 7,271,000 | 4,167,000 | 4,909,000 | 4,309,000 |
| Equity capital | 7,173,000 | 6,505,000 | 5,899,000 | 5,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,099,000 | 3,063,000 | 3,896,000 |
| Interest expense | 618,000 | 1,193,000 | 1,708,000 | 2,177,000 |
| Net interest income | 478,000 | 906,000 | 1,355,000 | 1,719,000 |
| Noninterest income | 81,000 | 167,000 | 263,000 | 399,000 |
| Noninterest expense | 544,000 | 1,055,000 | 1,500,000 | 1,883,000 |
| Provision for loan losses | -15,000 | -5,000 | 24,000 | 29,000 |
| Pretax income | 30,000 | -1,679,000 | -1,839,000 | -1,931,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 30,000 | -1,679,000 | -1,839,000 | -1,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,397,000 | 5,855,000 | 5,701,000 | 5,615,000 |
| Total capital | 7,904,000 | 6,339,000 | 6,142,000 | 6,010,000 |
| Risk-weighted assets | 42,286,000 | 38,948,000 | 35,229,000 | 31,508,000 |