Call reports 2002
UVALDE NATIONAL BANK — 2002
What UVALDE NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,594,000 | 79,990,000 | 83,268,000 | 77,000,000 |
| Total loans | 25,363,000 | 28,085,000 | 31,940,000 | 31,655,000 |
| Allowance for loan losses | 316,000 | 439,000 | 462,000 | 522,000 |
| Securities available for sale | 50,449,000 | 42,980,000 | 35,934,000 | 30,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,542,000 | 46,460,000 | 50,116,000 | 47,561,000 |
| Interest-bearing deposits | 44,512,000 | 42,590,000 | 44,193,000 | 42,027,000 |
| Noninterest-bearing deposits | 4,030,000 | 3,870,000 | 5,923,000 | 5,534,000 |
| Equity capital | 7,928,000 | 8,423,000 | 8,714,000 | 7,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,722,000 | 4,031,000 | 5,220,000 |
| Interest expense | 817,000 | 1,591,000 | 2,355,000 | 3,053,000 |
| Net interest income | 595,000 | 1,131,000 | 1,676,000 | 2,167,000 |
| Noninterest income | 62,000 | 159,000 | 172,000 | 239,000 |
| Noninterest expense | 611,000 | 1,164,000 | 1,700,000 | 2,229,000 |
| Provision for loan losses | 35,000 | 375,000 | 400,000 | 471,000 |
| Pretax income | 95,000 | -74,000 | 4,000 | -12,000 |
| Income tax | 0 | -175,000 | -175,000 | -175,000 |
| Net income | 95,000 | 101,000 | 179,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,434,000 | 7,446,000 | 7,530,000 | 7,521,000 |
| Total capital | 7,750,000 | 7,885,000 | 7,992,000 | 8,043,000 |
| Risk-weighted assets | 43,167,000 | 43,706,000 | 44,487,000 | 42,645,000 |