Call report 2004Q4
LAUREL NATIONAL BANK — 2004Q4
The 22 measures LAUREL NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 70,741,000 | USD | evidence → |
| Total loans | 40,617,000 | USD | evidence → |
| Allowance for loan losses | 685,000 | USD | evidence → |
| Securities available for sale | 23,172,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,873,000 | USD | evidence → |
| Interest-bearing deposits | 58,173,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,700,000 | USD | evidence → |
| Equity capital | 6,316,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,730,000 | USD | evidence → |
| Interest expense | 1,112,000 | USD | evidence → |
| Net interest income | 2,618,000 | USD | evidence → |
| Noninterest income | 577,000 | USD | evidence → |
| Noninterest expense | 1,879,000 | USD | evidence → |
| Provision for loan losses | 119,000 | USD | evidence → |
| Pretax income | 1,509,000 | USD | evidence → |
| Income tax | 512,000 | USD | evidence → |
| Net income | 997,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,307,000 | USD | evidence → |
| Total capital | 6,772,000 | USD | evidence → |
| Risk-weighted assets | 37,008,000 | USD | evidence → |
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