Call reports 2001
LAUREL NATIONAL BANK — 2001
What LAUREL NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,638,000 | 57,776,000 | 56,797,000 | 58,653,000 |
| Total loans | 34,378,000 | 34,367,000 | 34,590,000 | 34,237,000 |
| Allowance for loan losses | 469,000 | 471,000 | 462,000 | 439,000 |
| Securities available for sale | 13,760,000 | 14,355,000 | 16,142,000 | 17,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,441,000 | 52,606,000 | 51,228,000 | 53,283,000 |
| Interest-bearing deposits | 47,092,000 | 48,590,000 | 48,190,000 | 49,517,000 |
| Noninterest-bearing deposits | 2,349,000 | 4,016,000 | 3,038,000 | 3,766,000 |
| Equity capital | 4,653,000 | 4,675,000 | 4,932,000 | 4,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,012,000 | 3,032,000 | 4,004,000 |
| Interest expense | 603,000 | 1,137,000 | 1,658,000 | 2,105,000 |
| Net interest income | 401,000 | 875,000 | 1,374,000 | 1,899,000 |
| Noninterest income | 110,000 | 222,000 | 329,000 | 457,000 |
| Noninterest expense | 350,000 | 741,000 | 1,135,000 | 1,537,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 37,000 |
| Pretax income | 201,000 | 387,000 | 625,000 | 891,000 |
| Income tax | 67,000 | 132,000 | 213,000 | 302,000 |
| Net income | 134,000 | 255,000 | 412,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,352,000 | 4,403,000 | 4,486,000 | 4,577,000 |
| Total capital | 4,738,000 | 4,820,000 | 4,876,000 | 4,971,000 |
| Risk-weighted assets | 30,766,000 | 32,391,000 | 31,150,000 | 31,442,000 |