Call report 2003Q4
SAUGUSBANK A CO-OPERATIVE BANK — 2003Q4
The 22 measures SAUGUSBANK A CO-OPERATIVE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 142,837,000 | USD | evidence → |
| Total loans | 90,442,000 | USD | evidence → |
| Allowance for loan losses | 690,000 | USD | evidence → |
| Securities available for sale | 5,300,000 | USD | evidence → |
| Securities held to maturity | 38,414,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,959,000 | USD | evidence → |
| Interest-bearing deposits | 121,940,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,019,000 | USD | evidence → |
| Equity capital | 11,458,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,728,000 | USD | evidence → |
| Interest expense | 2,647,000 | USD | evidence → |
| Net interest income | 4,081,000 | USD | evidence → |
| Noninterest income | 579,000 | USD | evidence → |
| Noninterest expense | 2,955,000 | USD | evidence → |
| Provision for loan losses | 146,000 | USD | evidence → |
| Pretax income | 1,559,000 | USD | evidence → |
| Income tax | 560,000 | USD | evidence → |
| Net income | 999,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,455,000 | USD | evidence → |
| Total capital | 12,145,000 | USD | evidence → |
| Risk-weighted assets | 93,702,000 | USD | evidence → |