Call reports 2026
CITIZENS STATE BANK OF LANKIN — 2026
What CITIZENS STATE BANK OF LANKIN reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 76,935,000 | 72,112,000 |
| Total loans | 52,149,000 | 52,976,000 |
| Allowance for loan losses | 404,000 | 412,000 |
| Securities available for sale | 14,644,000 | 14,560,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 63,633,000 | 61,428,000 |
| Interest-bearing deposits | 40,761,000 | 40,073,000 |
| Noninterest-bearing deposits | 22,872,000 | 21,355,000 |
| Equity capital | 5,940,000 | 6,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,119,000 | 2,259,000 |
| Interest expense | 284,000 | 574,000 |
| Net interest income | 835,000 | 1,685,000 |
| Noninterest income | 44,000 | 73,000 |
| Noninterest expense | 552,000 | 1,179,000 |
| Provision for loan losses | 125,000 | 133,000 |
| Pretax income | 160,000 | 430,000 |
| Income tax | 0 | 0 |
| Net income | 160,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,428,000 | 7,698,000 |