Call reports 2024
CITIZENS STATE BANK OF LANKIN — 2024
What CITIZENS STATE BANK OF LANKIN reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 61,610,000 | 63,892,000 | 67,133,000 | 67,511,000 |
| Total loans | 40,839,000 | 43,290,000 | 45,830,000 | 46,740,000 |
| Allowance for loan losses | 270,000 | 270,000 | 270,000 | 268,000 |
| Securities available for sale | 17,387,000 | 16,946,000 | 17,052,000 | 15,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,023,000 | 49,054,000 | 52,546,000 | 56,264,000 |
| Interest-bearing deposits | 27,330,000 | 26,619,000 | 31,834,000 | 32,141,000 |
| Noninterest-bearing deposits | 24,693,000 | 22,435,000 | 20,712,000 | 24,123,000 |
| Equity capital | 4,596,000 | 4,610,000 | 5,333,000 | 4,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,771,000 | 2,744,000 | 3,769,000 |
| Interest expense | 258,000 | 495,000 | 825,000 | 1,136,000 |
| Net interest income | 611,000 | 1,276,000 | 1,919,000 | 2,633,000 |
| Noninterest income | 41,000 | 90,000 | 145,000 | 199,000 |
| Noninterest expense | 558,000 | 1,077,000 | 1,597,000 | 2,255,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 237,000 | 419,000 | 532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 237,000 | 419,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,402,000 | 6,581,000 | 6,763,000 | 6,877,000 |