Call reports 2023
CITIZENS STATE BANK OF LANKIN — 2023
What CITIZENS STATE BANK OF LANKIN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 61,072,000 | 60,027,000 | 61,061,000 | 63,945,000 |
| Total loans | 32,391,000 | 36,380,000 | 39,179,000 | 41,109,000 |
| Allowance for loan losses | 270,000 | 270,000 | 270,000 | 270,000 |
| Securities available for sale | 20,262,000 | 19,685,000 | 17,520,000 | 18,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,546,000 | 49,749,000 | 46,841,000 | 48,894,000 |
| Interest-bearing deposits | 25,822,000 | 24,996,000 | 24,404,000 | 24,449,000 |
| Noninterest-bearing deposits | 30,724,000 | 24,753,000 | 22,437,000 | 24,445,000 |
| Equity capital | 4,497,000 | 4,464,000 | 3,640,000 | 4,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 634,000 | 1,367,000 | 2,142,000 | 2,990,000 |
| Interest expense | 36,000 | 111,000 | 279,000 | 528,000 |
| Net interest income | 598,000 | 1,256,000 | 1,863,000 | 2,462,000 |
| Noninterest income | 41,000 | 93,000 | 141,000 | 175,000 |
| Noninterest expense | 524,000 | 983,000 | 1,481,000 | 2,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 362,000 | 529,000 | 630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | 362,000 | 529,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,062,000 | 6,313,000 | 6,480,000 | 6,582,000 |