Call reports 2022
CITIZENS STATE BANK OF LANKIN — 2022
What CITIZENS STATE BANK OF LANKIN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 57,993,000 | 56,106,000 | 58,257,000 | 59,880,000 |
| Total loans | 30,208,000 | 33,051,000 | 36,258,000 | 36,115,000 |
| Allowance for loan losses | 342,000 | 270,000 | 270,000 | 270,000 |
| Securities available for sale | 17,493,000 | 18,440,000 | 18,109,000 | 19,498,000 |
| Securities held to maturity | 2,000 | 2,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,677,000 | 51,944,000 | 48,309,000 | 51,805,000 |
| Interest-bearing deposits | 23,642,000 | 22,695,000 | 23,208,000 | 25,203,000 |
| Noninterest-bearing deposits | 29,035,000 | 29,249,000 | 25,101,000 | 26,602,000 |
| Equity capital | 5,291,000 | 4,124,000 | 3,183,000 | 4,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 1,068,000 | 1,669,000 | 2,284,000 |
| Interest expense | 31,000 | 59,000 | 109,000 | 175,000 |
| Net interest income | 464,000 | 1,009,000 | 1,560,000 | 2,109,000 |
| Noninterest income | 35,000 | 82,000 | 148,000 | 192,000 |
| Noninterest expense | 484,000 | 993,000 | 1,532,000 | 1,972,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,000 | 88,000 | 165,000 | 322,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,000 | 88,000 | 165,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,895,000 | 5,752,000 | 5,829,000 | 5,986,000 |