Call reports 2021
CITIZENS STATE BANK OF LANKIN — 2021
What CITIZENS STATE BANK OF LANKIN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 55,584,000 | 54,597,000 | 54,130,000 | 53,698,000 |
| Total loans | 30,998,000 | 33,486,000 | 33,762,000 | 33,825,000 |
| Allowance for loan losses | 343,000 | 343,000 | 343,000 | 342,000 |
| Securities available for sale | 16,371,000 | 16,481,000 | 16,239,000 | 14,688,000 |
| Securities held to maturity | 30,000 | 6,000 | 4,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,840,000 | 46,496,000 | 44,328,000 | 45,469,000 |
| Interest-bearing deposits | 32,212,000 | 30,562,000 | 29,131,000 | 29,244,000 |
| Noninterest-bearing deposits | 15,628,000 | 15,934,000 | 15,197,000 | 16,225,000 |
| Equity capital | 5,710,000 | 6,054,000 | 6,138,000 | 6,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,226,000 | 1,772,000 | 2,293,000 |
| Interest expense | 45,000 | 86,000 | 121,000 | 147,000 |
| Net interest income | 485,000 | 1,140,000 | 1,651,000 | 2,146,000 |
| Noninterest income | 43,000 | 86,000 | 137,000 | 369,000 |
| Noninterest expense | 445,000 | 879,000 | 1,329,000 | 1,917,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 357,000 | 473,000 | 673,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 86,000 | 351,000 | 467,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,304,000 | 5,569,000 | 5,685,000 | 5,885,000 |
| Total capital | 5,647,000 | 5,912,000 | — | — |
| Risk-weighted assets | 40,673,000 | 40,166,000 | — | — |