Call reports 2018
CITIZENS STATE BANK OF LANKIN — 2018
What CITIZENS STATE BANK OF LANKIN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 44,597,000 | 42,589,000 | 44,044,000 | 45,876,000 |
| Total loans | 22,842,000 | 23,985,000 | 26,723,000 | 28,099,000 |
| Allowance for loan losses | 547,000 | 547,000 | 544,000 | 345,000 |
| Securities available for sale | 12,256,000 | 12,046,000 | 11,625,000 | 11,598,000 |
| Securities held to maturity | 105,000 | 81,000 | 81,000 | 80,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,937,000 | 37,539,000 | 35,545,000 | 37,175,000 |
| Interest-bearing deposits | 31,614,000 | 29,032,000 | 27,421,000 | 27,498,000 |
| Noninterest-bearing deposits | 8,323,000 | 8,507,000 | 8,124,000 | 9,677,000 |
| Equity capital | 4,070,000 | 4,123,000 | 4,082,000 | 4,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 899,000 | 1,377,000 | 1,999,000 |
| Interest expense | 30,000 | 75,000 | 120,000 | 185,000 |
| Net interest income | 416,000 | 824,000 | 1,257,000 | 1,814,000 |
| Noninterest income | 30,000 | 60,000 | 88,000 | 124,000 |
| Noninterest expense | 354,000 | 716,000 | 1,075,000 | 1,467,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 92,000 | 160,000 | 260,000 | 661,000 |
| Income tax | 0 | 0 | 2,000 | 28,000 |
| Net income | 92,000 | 160,000 | 258,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,190,000 | 4,258,000 | 4,358,000 | 4,798,000 |
| Total capital | 4,575,000 | 4,639,000 | 4,718,000 | 5,152,000 |
| Risk-weighted assets | 30,618,000 | 30,335,000 | 28,675,000 | 35,334,000 |