Call reports 2017
CITIZENS STATE BANK OF LANKIN — 2017
What CITIZENS STATE BANK OF LANKIN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 44,277,000 | 44,024,000 | 44,529,000 | 45,028,000 |
| Total loans | 23,201,000 | 25,056,000 | 26,680,000 | 25,710,000 |
| Allowance for loan losses | 537,000 | 538,000 | 539,000 | 539,000 |
| Securities available for sale | 10,487,000 | 11,305,000 | 10,976,000 | 10,900,000 |
| Securities held to maturity | 131,000 | 107,000 | 107,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,141,000 | 38,653,000 | 36,498,000 | 38,529,000 |
| Interest-bearing deposits | 31,348,000 | 30,238,000 | 28,355,000 | 29,678,000 |
| Noninterest-bearing deposits | 8,793,000 | 8,416,000 | 8,143,000 | 8,851,000 |
| Equity capital | 4,036,000 | 4,290,000 | 4,414,000 | 4,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 864,000 | 1,326,000 | 1,795,000 |
| Interest expense | 31,000 | 62,000 | 104,000 | 138,000 |
| Net interest income | 373,000 | 802,000 | 1,222,000 | 1,657,000 |
| Noninterest income | 26,000 | 55,000 | 85,000 | 113,000 |
| Noninterest expense | 381,000 | 735,000 | 1,049,000 | 1,410,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 134,000 | 273,000 | 375,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | 134,000 | 273,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,001,000 | 4,117,000 | 4,256,000 | 4,358,000 |
| Total capital | 4,362,000 | 4,492,000 | 4,650,000 | 4,755,000 |
| Risk-weighted assets | 28,710,000 | 29,821,000 | 31,388,000 | 31,670,000 |