Call reports 2013
CITIZENS STATE BANK OF LANKIN — 2013
What CITIZENS STATE BANK OF LANKIN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 44,617,000 | 42,012,000 | 45,449,000 | 46,134,000 |
| Total loans | 23,604,000 | 26,859,000 | 29,478,000 | 27,300,000 |
| Allowance for loan losses | 479,000 | 482,000 | 470,000 | 330,000 |
| Securities available for sale | 8,514,000 | 9,533,000 | 9,095,000 | 8,461,000 |
| Securities held to maturity | 298,000 | 258,000 | 258,000 | 256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,929,000 | 36,769,000 | 36,902,000 | 40,513,000 |
| Interest-bearing deposits | 31,742,000 | 29,449,000 | 29,137,000 | 30,454,000 |
| Noninterest-bearing deposits | 7,187,000 | 7,320,000 | 7,765,000 | 10,059,000 |
| Equity capital | 3,581,000 | 3,177,000 | 3,483,000 | 3,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 850,000 | 1,330,000 | 1,790,000 |
| Interest expense | 34,000 | 67,000 | 103,000 | 137,000 |
| Net interest income | 383,000 | 783,000 | 1,227,000 | 1,653,000 |
| Noninterest income | 20,000 | 42,000 | 141,000 | 171,000 |
| Noninterest expense | 327,000 | 643,000 | 972,000 | 1,348,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 182,000 | 399,000 | 479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 182,000 | 399,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,506,000 | 3,611,000 | 3,828,000 | 3,909,000 |
| Total capital | 3,866,000 | 3,985,000 | 4,229,000 | 4,239,000 |
| Risk-weighted assets | 28,645,000 | 29,804,000 | 32,030,000 | 31,835,000 |