Call reports 2011
CITIZENS STATE BANK OF LANKIN — 2011
What CITIZENS STATE BANK OF LANKIN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 39,101,000 | 38,735,000 | 38,245,000 | 40,422,000 |
| Total loans | 26,109,000 | 26,705,000 | 26,583,000 | 26,199,000 |
| Allowance for loan losses | 451,000 | 442,000 | 429,000 | 455,000 |
| Securities available for sale | 2,344,000 | 4,555,000 | 5,147,000 | 6,794,000 |
| Securities held to maturity | 621,000 | 621,000 | 621,000 | 379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,846,000 | 35,397,000 | 34,673,000 | 36,839,000 |
| Interest-bearing deposits | 30,722,000 | 29,883,000 | 28,204,000 | 29,107,000 |
| Noninterest-bearing deposits | 5,124,000 | 5,514,000 | 6,469,000 | 7,732,000 |
| Equity capital | 3,150,000 | 3,239,000 | 3,454,000 | 3,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 951,000 | 1,456,000 | 1,914,000 |
| Interest expense | 74,000 | 142,000 | 201,000 | 246,000 |
| Net interest income | 400,000 | 809,000 | 1,255,000 | 1,668,000 |
| Noninterest income | 27,000 | 88,000 | 119,000 | 46,000 |
| Noninterest expense | 349,000 | 696,000 | 1,036,000 | 1,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 201,000 | 338,000 | 365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 201,000 | 338,000 | 365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,118,000 | 3,181,000 | 3,319,000 | 3,345,000 |
| Total capital | 3,476,000 | 3,532,000 | 3,677,000 | 3,723,000 |
| Risk-weighted assets | 28,545,000 | 27,991,000 | 28,575,000 | 30,151,000 |