Call reports 2001
CITIZENS STATE BANK OF LANKIN — 2001
What CITIZENS STATE BANK OF LANKIN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,061,000 | 28,036,000 | 30,640,000 | 31,495,000 |
| Total loans | 12,454,000 | 13,354,000 | 14,483,000 | 13,726,000 |
| Allowance for loan losses | 876,000 | 877,000 | 886,000 | 882,000 |
| Securities available for sale | 11,480,000 | 10,229,000 | 9,324,000 | 10,006,000 |
| Securities held to maturity | 1,131,000 | 676,000 | 676,000 | 581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,094,000 | 23,984,000 | 26,517,000 | 27,406,000 |
| Interest-bearing deposits | 22,902,000 | 21,803,000 | 23,729,000 | 24,109,000 |
| Noninterest-bearing deposits | 2,192,000 | 2,181,000 | 2,788,000 | 3,297,000 |
| Equity capital | 3,749,000 | 3,810,000 | 3,916,000 | 3,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,025,000 | 1,531,000 | 2,020,000 |
| Interest expense | 265,000 | 521,000 | 766,000 | 1,003,000 |
| Net interest income | 250,000 | 504,000 | 765,000 | 1,017,000 |
| Noninterest income | 26,000 | 63,000 | 94,000 | 129,000 |
| Noninterest expense | 202,000 | 425,000 | 675,000 | 942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 146,000 | 192,000 | 214,000 |
| Income tax | 12,000 | 24,000 | 27,000 | 22,000 |
| Net income | 63,000 | 122,000 | 165,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,531,000 | 3,591,000 | 3,671,000 | 3,658,000 |
| Total capital | 3,748,000 | 3,816,000 | 3,914,000 | 3,898,000 |
| Risk-weighted assets | 16,664,000 | 17,284,000 | 18,771,000 | 18,571,000 |