Call reports 2024
ONESOUTH BANK — 2024
What ONESOUTH BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 |
|---|---|
| Total assets | 204,076,000 |
| Total loans | 172,965,000 |
| Allowance for loan losses | 2,515,000 |
| Securities available for sale | 146,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 174,175,000 |
| Interest-bearing deposits | 131,807,000 |
| Noninterest-bearing deposits | 42,368,000 |
| Equity capital | 22,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 |
|---|---|
| Interest income | 3,098,000 |
| Interest expense | 1,262,000 |
| Net interest income | 1,836,000 |
| Noninterest income | 140,000 |
| Noninterest expense | 1,659,000 |
| Provision for loan losses | 703,000 |
| Pretax income | -506,000 |
| Income tax | 0 |
| Net income | -506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 |
|---|---|
| Tier 1 capital | 22,544,000 |
| Total capital | 24,633,000 |
| Risk-weighted assets | 166,573,000 |