Call reports 2023
ONESOUTH BANK — 2023
What ONESOUTH BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 196,850,000 | 212,158,000 | 220,366,000 | 221,209,000 |
| Total loans | 163,184,000 | 173,810,000 | 177,613,000 | 177,820,000 |
| Allowance for loan losses | 2,448,000 | 2,566,000 | 2,572,000 | 2,592,000 |
| Securities available for sale | 1,070,000 | 1,002,000 | 984,000 | 991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,491,000 | 178,390,000 | 181,959,000 | 185,036,000 |
| Interest-bearing deposits | 116,094,000 | 132,426,000 | 140,309,000 | 142,628,000 |
| Noninterest-bearing deposits | 51,397,000 | 45,964,000 | 41,650,000 | 42,408,000 |
| Equity capital | 22,340,000 | 22,587,000 | 22,841,000 | 23,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,423,000 | 5,315,000 | 8,369,000 | 11,586,000 |
| Interest expense | 548,000 | 1,381,000 | 2,511,000 | 3,832,000 |
| Net interest income | 1,875,000 | 3,934,000 | 5,858,000 | 7,754,000 |
| Noninterest income | 150,000 | 286,000 | 441,000 | 590,000 |
| Noninterest expense | 1,547,000 | 3,158,000 | 4,922,000 | 6,629,000 |
| Provision for loan losses | 38,000 | 87,000 | 87,000 | 87,000 |
| Pretax income | 440,000 | 975,000 | 1,290,000 | 1,628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 440,000 | 975,000 | 1,290,000 | 1,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,187,000 | 22,497,000 | 22,762,000 | 23,100,000 |
| Total capital | 24,181,000 | 24,618,000 | 24,888,000 | 25,272,000 |
| Risk-weighted assets | 158,897,000 | 169,113,000 | 169,527,000 | 173,228,000 |