Call reports 2022
ONESOUTH BANK — 2022
What ONESOUTH BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 162,288,000 | 175,484,000 | 189,703,000 | 191,224,000 |
| Total loans | 129,148,000 | 148,270,000 | 152,168,000 | 159,672,000 |
| Allowance for loan losses | 1,912,000 | 2,218,000 | 2,346,000 | 2,395,000 |
| Securities available for sale | 1,195,000 | 1,142,000 | 1,085,000 | 1,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,345,000 | 150,546,000 | 165,273,000 | 163,191,000 |
| Interest-bearing deposits | 91,076,000 | 101,262,000 | 112,096,000 | 110,012,000 |
| Noninterest-bearing deposits | 51,269,000 | 49,284,000 | 53,177,000 | 53,179,000 |
| Equity capital | 17,754,000 | 17,903,000 | 19,545,000 | 22,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,436,000 | 5,492,000 | 7,863,000 |
| Interest expense | 92,000 | 197,000 | 395,000 | 681,000 |
| Net interest income | 1,452,000 | 3,239,000 | 5,097,000 | 7,182,000 |
| Noninterest income | 141,000 | 276,000 | 410,000 | 561,000 |
| Noninterest expense | 1,394,000 | 2,833,000 | 4,282,000 | 5,879,000 |
| Provision for loan losses | 55,000 | 364,000 | 475,000 | 597,000 |
| Pretax income | 144,000 | 318,000 | 750,000 | 1,267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 318,000 | 750,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,546,000 | 17,722,000 | 19,402,000 | 21,920,000 |
| Total capital | 19,065,000 | 19,525,000 | 21,240,000 | 23,896,000 |
| Risk-weighted assets | 121,131,000 | 143,891,000 | 146,575,000 | 157,676,000 |
Machine access — free, no API key
Every figure shown here about ONESOUTH BANK — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.