Call reports 2021
ONESOUTH BANK — 2021
What ONESOUTH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 162,555,000 | 165,478,000 | 168,014,000 | 168,820,000 |
| Total loans | 117,246,000 | 122,576,000 | 125,850,000 | 122,435,000 |
| Allowance for loan losses | 1,763,000 | 1,841,000 | 1,891,000 | 1,848,000 |
| Securities available for sale | 595,000 | 353,000 | 1,311,000 | 1,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,216,000 | 146,187,000 | 148,271,000 | 148,757,000 |
| Interest-bearing deposits | 100,450,000 | 94,606,000 | 100,396,000 | 97,567,000 |
| Noninterest-bearing deposits | 41,766,000 | 51,581,000 | 47,875,000 | 51,190,000 |
| Equity capital | 16,620,000 | 17,001,000 | 17,349,000 | 17,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,514,000 | 3,272,000 | 5,010,000 | 6,658,000 |
| Interest expense | 153,000 | 277,000 | 395,000 | 503,000 |
| Net interest income | 1,361,000 | 2,995,000 | 4,615,000 | 6,155,000 |
| Noninterest income | 359,000 | 535,000 | 662,000 | 810,000 |
| Noninterest expense | 1,338,000 | 2,697,000 | 4,039,000 | 5,407,000 |
| Provision for loan losses | 56,000 | 124,000 | 179,000 | 179,000 |
| Pretax income | 326,000 | 709,000 | 1,059,000 | 1,379,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 326,000 | 709,000 | 1,059,000 | 1,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,350,000 | 16,733,000 | 17,083,000 | 17,403,000 |
| Total capital | 17,700,000 | 18,060,000 | 18,534,000 | 18,881,000 |
| Risk-weighted assets | 107,645,000 | 105,717,000 | 115,669,000 | 117,944,000 |