Call reports 2019
ONESOUTH BANK — 2019
What ONESOUTH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 142,140,000 | 142,893,000 | 143,440,000 | 146,398,000 |
| Total loans | 98,216,000 | 107,609,000 | 111,117,000 | 107,954,000 |
| Allowance for loan losses | 1,625,000 | 1,530,000 | 1,564,000 | 1,481,000 |
| Securities available for sale | 1,049,000 | 986,000 | 903,000 | 862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,982,000 | 123,348,000 | 123,516,000 | 126,648,000 |
| Interest-bearing deposits | 93,299,000 | 94,404,000 | 93,282,000 | 95,324,000 |
| Noninterest-bearing deposits | 29,683,000 | 28,944,000 | 30,234,000 | 31,324,000 |
| Equity capital | 14,719,000 | 14,990,000 | 15,257,000 | 15,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,533,000 | 5,436,000 | 7,226,000 |
| Interest expense | 270,000 | 579,000 | 912,000 | 1,246,000 |
| Net interest income | 1,411,000 | 2,954,000 | 4,524,000 | 5,980,000 |
| Noninterest income | 152,000 | 300,000 | 447,000 | 587,000 |
| Noninterest expense | 1,292,000 | 2,577,000 | 3,938,000 | 5,152,000 |
| Provision for loan losses | 60,000 | 200,000 | 290,000 | 480,000 |
| Pretax income | 211,000 | 477,000 | 743,000 | 935,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 211,000 | 477,000 | 743,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,526,000 | 14,792,000 | 15,058,000 | 15,250,000 |
| Total capital | 15,754,000 | 16,050,000 | 16,346,000 | 16,447,000 |
| Risk-weighted assets | 97,897,000 | 100,433,000 | 102,825,000 | 95,483,000 |