Call reports 2018
ONESOUTH BANK — 2018
What ONESOUTH BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 129,665,000 | 125,872,000 | 133,062,000 | 133,261,000 |
| Total loans | 99,174,000 | 105,063,000 | 111,946,000 | 103,104,000 |
| Allowance for loan losses | 1,338,000 | 1,260,000 | 1,249,000 | 1,546,000 |
| Securities available for sale | 1,713,000 | 1,629,000 | 1,529,000 | 1,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,623,000 | 109,408,000 | 113,209,000 | 116,367,000 |
| Interest-bearing deposits | 90,918,000 | 88,538,000 | 91,871,000 | 92,300,000 |
| Noninterest-bearing deposits | 22,705,000 | 20,870,000 | 21,338,000 | 24,067,000 |
| Equity capital | 11,493,000 | 11,693,000 | 11,980,000 | 12,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 3,078,000 | 4,759,000 | 6,464,000 |
| Interest expense | 172,000 | 355,000 | 580,000 | 849,000 |
| Net interest income | 1,324,000 | 2,723,000 | 4,179,000 | 5,615,000 |
| Noninterest income | 172,000 | 327,000 | 474,000 | 933,000 |
| Noninterest expense | 1,329,000 | 2,546,000 | 3,772,000 | 5,045,000 |
| Provision for loan losses | 60,000 | 204,000 | 299,000 | 604,000 |
| Pretax income | 107,000 | 300,000 | 582,000 | 899,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 107,000 | 300,000 | 582,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,523,000 | 11,716,000 | 11,998,000 | 12,315,000 |
| Total capital | 12,688,000 | 12,976,000 | 13,247,000 | 13,566,000 |
| Risk-weighted assets | 93,041,000 | 101,550,000 | 102,380,000 | 99,862,000 |