Call reports 2017
ONESOUTH BANK — 2017
What ONESOUTH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 127,495,000 | 128,157,000 | 141,891,000 | 129,562,000 |
| Total loans | 100,934,000 | 110,267,000 | 117,850,000 | 99,957,000 |
| Allowance for loan losses | 1,244,000 | 1,290,000 | 1,342,000 | 1,199,000 |
| Securities available for sale | 2,165,000 | 2,039,000 | 1,944,000 | 1,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,627,000 | 108,179,000 | 112,860,000 | 113,688,000 |
| Interest-bearing deposits | 92,057,000 | 89,338,000 | 93,627,000 | 90,385,000 |
| Noninterest-bearing deposits | 19,570,000 | 18,841,000 | 19,233,000 | 23,303,000 |
| Equity capital | 11,366,000 | 11,560,000 | 11,884,000 | 11,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,414,000 | 2,961,000 | 4,618,000 | 6,257,000 |
| Interest expense | 176,000 | 350,000 | 548,000 | 743,000 |
| Net interest income | 1,238,000 | 2,611,000 | 4,070,000 | 5,514,000 |
| Noninterest income | 151,000 | 297,000 | 467,000 | 641,000 |
| Noninterest expense | 1,281,000 | 2,547,000 | 3,803,000 | 5,060,000 |
| Provision for loan losses | 60,000 | 125,000 | 185,000 | 1,025,000 |
| Pretax income | 48,000 | 236,000 | 549,000 | 70,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 236,000 | 549,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,394,000 | 11,581,000 | 11,895,000 | 11,416,000 |
| Total capital | 12,619,000 | 12,871,000 | 13,237,000 | 12,615,000 |
| Risk-weighted assets | 98,003,000 | 105,034,000 | 110,680,000 | 96,007,000 |