Call reports 2016
ONESOUTH BANK — 2016
What ONESOUTH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 108,911,000 | 115,806,000 | 132,049,000 | 132,594,000 |
| Total loans | 87,343,000 | 98,224,000 | 107,072,000 | 98,879,000 |
| Allowance for loan losses | 1,064,000 | 1,131,000 | 1,149,000 | 1,180,000 |
| Securities available for sale | 3,833,000 | 3,721,000 | 3,575,000 | 2,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,251,000 | 96,906,000 | 108,563,000 | 116,890,000 |
| Interest-bearing deposits | 74,391,000 | 79,554,000 | 91,298,000 | 96,240,000 |
| Noninterest-bearing deposits | 18,860,000 | 17,352,000 | 17,265,000 | 20,650,000 |
| Equity capital | 10,814,000 | 10,889,000 | 11,192,000 | 11,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,482,000 | 4,066,000 | 5,515,000 |
| Interest expense | 126,000 | 263,000 | 433,000 | 619,000 |
| Net interest income | 1,065,000 | 2,219,000 | 3,633,000 | 4,896,000 |
| Noninterest income | 186,000 | 331,000 | 504,000 | 712,000 |
| Noninterest expense | 1,140,000 | 2,311,000 | 3,540,000 | 4,792,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 51,000 | 119,000 | 417,000 | 576,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 119,000 | 417,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,821,000 | 10,889,000 | 11,187,000 | 11,346,000 |
| Total capital | 11,885,000 | 12,020,000 | 12,336,000 | 12,526,000 |
| Risk-weighted assets | 86,588,000 | 94,233,000 | 103,325,000 | 98,119,000 |