Call reports 2012
ONESOUTH BANK — 2012
What ONESOUTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,582,000 | 86,885,000 | 90,663,000 | 94,528,000 |
| Total loans | 64,788,000 | 72,867,000 | 75,074,000 | 64,128,000 |
| Allowance for loan losses | 887,000 | 873,000 | 931,000 | 852,000 |
| Securities available for sale | 5,846,000 | 5,602,000 | 5,094,000 | 4,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,206,000 | 72,611,000 | 77,326,000 | 82,382,000 |
| Interest-bearing deposits | 58,288,000 | 60,400,000 | 65,083,000 | 64,207,000 |
| Noninterest-bearing deposits | 13,918,000 | 12,211,000 | 12,243,000 | 18,175,000 |
| Equity capital | 10,000,000 | 10,253,000 | 10,483,000 | 10,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 2,060,000 | 3,211,000 | 4,272,000 |
| Interest expense | 171,000 | 333,000 | 503,000 | 668,000 |
| Net interest income | 828,000 | 1,727,000 | 2,708,000 | 3,604,000 |
| Noninterest income | 156,000 | 318,000 | 474,000 | 614,000 |
| Noninterest expense | 838,000 | 1,684,000 | 2,518,000 | 3,445,000 |
| Provision for loan losses | 0 | 0 | 82,000 | 122,000 |
| Pretax income | 146,000 | 361,000 | 582,000 | 651,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 361,000 | 582,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,585,000 | 9,800,000 | 10,021,000 | 10,090,000 |
| Total capital | 10,372,000 | 10,673,000 | 10,931,000 | 10,896,000 |
| Risk-weighted assets | 62,849,000 | 70,314,000 | 72,776,000 | 64,447,000 |