Call reports 2011
ONESOUTH BANK — 2011
What ONESOUTH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 82,839,000 | 82,786,000 | 85,170,000 | 84,392,000 |
| Total loans | 58,715,000 | 66,790,000 | 65,579,000 | 55,837,000 |
| Allowance for loan losses | 1,355,000 | 973,000 | 963,000 | 922,000 |
| Securities available for sale | 7,783,000 | 7,258,000 | 6,590,000 | 6,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,144,000 | 70,786,000 | 73,052,000 | 73,151,000 |
| Interest-bearing deposits | 58,726,000 | 57,780,000 | 61,485,000 | 58,173,000 |
| Noninterest-bearing deposits | 13,418,000 | 13,006,000 | 11,567,000 | 14,978,000 |
| Equity capital | 9,216,000 | 9,495,000 | 9,800,000 | 9,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,022,000 | 3,130,000 | 4,125,000 |
| Interest expense | 212,000 | 407,000 | 595,000 | 777,000 |
| Net interest income | 797,000 | 1,615,000 | 2,535,000 | 3,348,000 |
| Noninterest income | 169,000 | 324,000 | 487,000 | 649,000 |
| Noninterest expense | 766,000 | 1,559,000 | 2,368,000 | 3,214,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 200,000 | 380,000 | 654,000 | 783,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 200,000 | 380,000 | 654,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,945,000 | 9,124,000 | 9,399,000 | 9,528,000 |
| Total capital | 9,672,000 | 9,955,000 | 10,206,000 | 10,221,000 |
| Risk-weighted assets | 57,540,000 | 66,353,000 | 64,431,000 | 55,230,000 |