Call reports 2001
ONESOUTH BANK — 2001
What ONESOUTH BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,033,000 | 60,389,000 | 62,478,000 | 62,083,000 |
| Total loans | 37,608,000 | 41,112,000 | 42,723,000 | 38,748,000 |
| Allowance for loan losses | 585,000 | 582,000 | 611,000 | 601,000 |
| Securities available for sale | 13,789,000 | 9,855,000 | 14,297,000 | 13,195,000 |
| Securities held to maturity | 1,282,000 | 1,181,000 | 1,181,000 | 891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,516,000 | 51,870,000 | 51,659,000 | 53,622,000 |
| Interest-bearing deposits | 43,114,000 | 43,199,000 | 43,117,000 | 42,961,000 |
| Noninterest-bearing deposits | 8,402,000 | 8,671,000 | 8,542,000 | 10,661,000 |
| Equity capital | 8,193,000 | 8,162,000 | 8,563,000 | 8,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,149,000 | 3,372,000 | 4,666,000 |
| Interest expense | 534,000 | 1,067,000 | 1,584,000 | 2,066,000 |
| Net interest income | 665,000 | 1,082,000 | 1,788,000 | 2,600,000 |
| Noninterest income | 122,000 | 227,000 | 333,000 | 451,000 |
| Noninterest expense | 508,000 | 1,014,000 | 1,463,000 | 1,935,000 |
| Provision for loan losses | 25,000 | 41,000 | 90,000 | 99,000 |
| Pretax income | 254,000 | 255,000 | 569,000 | 1,018,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 252,000 | 251,000 | 563,000 | 1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,734,000 | 7,736,000 | 8,054,000 | 7,741,000 |
| Total capital | 8,226,000 | 8,276,000 | 8,628,000 | 8,270,000 |
| Risk-weighted assets | 39,295,000 | 43,121,000 | 45,920,000 | 42,284,000 |