Call reports 2025
FIRST STATE BANK & TRUST — 2025
What FIRST STATE BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 551,007,000 | 534,952,000 | 530,830,000 | 535,828,000 |
| Total loans | 187,517,000 | 195,218,000 | 199,070,000 | 212,215,000 |
| Allowance for loan losses | 3,043,000 | 2,978,000 | 3,120,000 | 3,162,000 |
| Securities available for sale | 297,183,000 | 303,908,000 | 304,348,000 | 292,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,166,000 | 468,465,000 | 457,879,000 | 461,496,000 |
| Interest-bearing deposits | 379,572,000 | 365,075,000 | 353,948,000 | 357,147,000 |
| Noninterest-bearing deposits | 107,594,000 | 103,390,000 | 103,930,000 | 104,349,000 |
| Equity capital | 62,546,000 | 64,934,000 | 71,448,000 | 73,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,306,000 | 10,907,000 | 16,540,000 | 22,140,000 |
| Interest expense | 1,789,000 | 3,594,000 | 5,305,000 | 6,971,000 |
| Net interest income | 3,517,000 | 7,313,000 | 11,235,000 | 15,169,000 |
| Noninterest income | 985,000 | 1,968,000 | 3,110,000 | 4,221,000 |
| Noninterest expense | 2,715,000 | 5,510,000 | 8,212,000 | 11,075,000 |
| Provision for loan losses | 186,000 | 121,000 | 262,000 | 311,000 |
| Pretax income | 1,710,000 | 3,620,000 | 5,863,000 | 7,987,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,710,000 | 3,620,000 | 5,863,000 | 7,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,224,000 | 79,874,000 | 80,993,000 | 81,991,000 |
| Total capital | 83,365,000 | 83,090,000 | 84,285,000 | 85,346,000 |
| Risk-weighted assets | 277,773,000 | 283,167,000 | 285,149,000 | 296,157,000 |