Call reports 2020
FIRST STATE BANK & TRUST — 2020
What FIRST STATE BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 471,350,000 | 496,567,000 | 470,437,000 | 475,160,000 |
| Total loans | 161,630,000 | 180,126,000 | 174,949,000 | 166,252,000 |
| Allowance for loan losses | 5,230,000 | 2,523,000 | 2,616,000 | 2,560,000 |
| Securities available for sale | 266,614,000 | 269,085,000 | 268,666,000 | 280,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,459,000 | 421,854,000 | 392,191,000 | 398,897,000 |
| Interest-bearing deposits | 304,183,000 | 301,609,000 | 292,991,000 | 294,701,000 |
| Noninterest-bearing deposits | 96,276,000 | 120,245,000 | 99,199,000 | 104,196,000 |
| Equity capital | 68,156,000 | 71,725,000 | 73,074,000 | 73,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,728,000 | 8,210,000 | 11,736,000 | 15,228,000 |
| Interest expense | 312,000 | 608,000 | 883,000 | 1,139,000 |
| Net interest income | 3,416,000 | 7,602,000 | 10,853,000 | 14,089,000 |
| Noninterest income | 832,000 | 1,492,000 | 2,142,000 | 2,835,000 |
| Noninterest expense | 2,176,000 | 4,356,000 | 6,490,000 | 8,859,000 |
| Provision for loan losses | 1,100,000 | 2,650,000 | 2,750,000 | 2,750,000 |
| Pretax income | 972,000 | 2,088,000 | 3,755,000 | 5,565,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 972,000 | 2,088,000 | 3,755,000 | 5,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,231,000 | 60,738,000 | 61,571,000 | 62,547,000 |
| Total capital | — | — | 64,287,000 | 65,207,000 |
| Risk-weighted assets | — | — | 258,515,000 | 235,663,000 |