Call reports 2016
FIRST STATE BANK & TRUST — 2016
What FIRST STATE BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 467,273,000 | 455,159,000 | 444,016,000 | 444,654,000 |
| Total loans | 177,627,000 | 179,323,000 | 176,183,000 | 178,693,000 |
| Allowance for loan losses | 2,791,000 | 3,148,000 | 3,934,000 | 3,912,000 |
| Securities available for sale | 250,833,000 | 252,363,000 | 243,588,000 | 244,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,743,000 | 400,575,000 | 390,306,000 | 388,305,000 |
| Interest-bearing deposits | 313,424,000 | 304,957,000 | 294,963,000 | 292,537,000 |
| Noninterest-bearing deposits | 103,319,000 | 95,618,000 | 95,343,000 | 95,768,000 |
| Equity capital | 47,981,000 | 48,523,000 | 48,490,000 | 44,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,247,000 | 6,494,000 | 9,600,000 | 12,579,000 |
| Interest expense | 132,000 | 262,000 | 409,000 | 542,000 |
| Net interest income | 3,115,000 | 6,232,000 | 9,191,000 | 12,037,000 |
| Noninterest income | 622,000 | 1,304,000 | 2,254,000 | 2,779,000 |
| Noninterest expense | 1,784,000 | 3,558,000 | 5,313,000 | 7,188,000 |
| Provision for loan losses | 200,000 | 500,000 | 1,300,000 | 1,300,000 |
| Pretax income | 1,757,000 | 3,484,000 | 4,883,000 | 6,379,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,757,000 | 3,484,000 | 4,883,000 | 6,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,959,000 | 43,842,000 | 44,370,000 | 45,094,000 |
| Total capital | 46,851,000 | 46,871,000 | 47,348,000 | 48,115,000 |
| Risk-weighted assets | 250,763,000 | 242,093,000 | 237,224,000 | 240,671,000 |