Call reports 2015
FIRST STATE BANK & TRUST — 2015
What FIRST STATE BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 516,868,000 | 489,977,000 | 486,919,000 | 480,114,000 |
| Total loans | 182,369,000 | 177,021,000 | 184,849,000 | 186,660,000 |
| Allowance for loan losses | 2,772,000 | 2,929,000 | 2,845,000 | 2,605,000 |
| Securities available for sale | 264,654,000 | 275,314,000 | 279,593,000 | 264,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,900,000 | 444,809,000 | 439,999,000 | 426,744,000 |
| Interest-bearing deposits | 348,001,000 | 331,328,000 | 325,569,000 | 318,878,000 |
| Noninterest-bearing deposits | 122,899,000 | 113,481,000 | 114,430,000 | 107,866,000 |
| Equity capital | 43,414,000 | 42,560,000 | 44,228,000 | 44,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,390,000 | 6,733,000 | 10,126,000 | 13,554,000 |
| Interest expense | 118,000 | 215,000 | 312,000 | 408,000 |
| Net interest income | 3,272,000 | 6,518,000 | 9,814,000 | 13,146,000 |
| Noninterest income | 805,000 | 1,469,000 | 2,048,000 | 2,664,000 |
| Noninterest expense | 1,682,000 | 3,484,000 | 5,241,000 | 7,235,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 550,000 |
| Pretax income | 2,254,000 | 4,212,000 | 6,230,000 | 8,034,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,254,000 | 4,212,000 | 6,230,000 | 8,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,275,000 | 40,556,000 | 41,484,000 | 42,201,000 |
| Total capital | 43,147,000 | 43,585,000 | 44,429,000 | 44,906,000 |
| Risk-weighted assets | 249,983,000 | 250,660,000 | 251,751,000 | 252,993,000 |