Call reports 2014
FIRST STATE BANK & TRUST — 2014
What FIRST STATE BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 428,197,000 | 443,076,000 | 465,474,000 | 490,062,000 |
| Total loans | 168,473,000 | 178,917,000 | 183,756,000 | 187,294,000 |
| Allowance for loan losses | 2,436,000 | 2,511,000 | 2,530,000 | 2,579,000 |
| Securities available for sale | 187,611,000 | 207,439,000 | 217,305,000 | 254,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,824,000 | 399,561,000 | 421,049,000 | 444,439,000 |
| Interest-bearing deposits | 280,814,000 | 288,670,000 | 302,251,000 | 321,429,000 |
| Noninterest-bearing deposits | 104,010,000 | 110,891,000 | 118,798,000 | 123,010,000 |
| Equity capital | 37,369,000 | 37,519,000 | 38,609,000 | 39,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,954,000 | 6,134,000 | 9,368,000 | 12,842,000 |
| Interest expense | 128,000 | 252,000 | 375,000 | 500,000 |
| Net interest income | 2,826,000 | 5,882,000 | 8,993,000 | 12,342,000 |
| Noninterest income | 849,000 | 1,626,000 | 2,413,000 | 3,184,000 |
| Noninterest expense | 1,643,000 | 3,315,000 | 5,000,000 | 6,738,000 |
| Provision for loan losses | 0 | -250,000 | -250,000 | -200,000 |
| Pretax income | 2,032,000 | 4,443,000 | 6,656,000 | 8,988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,032,000 | 4,443,000 | 6,656,000 | 8,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,912,000 | 35,625,000 | 36,762,000 | 38,020,000 |
| Total capital | 38,448,000 | 38,236,000 | 39,392,000 | 40,699,000 |
| Risk-weighted assets | 222,232,000 | 239,026,000 | 244,136,000 | 251,377,000 |