Call reports 2013
FIRST STATE BANK & TRUST — 2013
What FIRST STATE BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 413,293,000 | 394,569,000 | 419,409,000 | 433,173,000 |
| Total loans | 169,895,000 | 190,053,000 | 181,475,000 | 179,034,000 |
| Allowance for loan losses | 2,200,000 | 2,373,000 | 2,684,000 | 2,398,000 |
| Securities available for sale | 168,382,000 | 167,210,000 | 168,823,000 | 194,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,580,000 | 356,385,000 | 379,205,000 | 392,354,000 |
| Interest-bearing deposits | 270,002,000 | 247,853,000 | 261,124,000 | 275,244,000 |
| Noninterest-bearing deposits | 103,578,000 | 108,532,000 | 118,081,000 | 117,110,000 |
| Equity capital | 33,021,000 | 31,867,000 | 33,349,000 | 35,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,995,000 | 6,123,000 | 9,415,000 | 12,522,000 |
| Interest expense | 157,000 | 310,000 | 452,000 | 588,000 |
| Net interest income | 2,838,000 | 5,813,000 | 8,963,000 | 11,934,000 |
| Noninterest income | 887,000 | 1,650,000 | 2,436,000 | 3,154,000 |
| Noninterest expense | 1,576,000 | 3,188,000 | 5,003,000 | 6,658,000 |
| Provision for loan losses | 400,000 | 575,000 | 675,000 | 425,000 |
| Pretax income | 1,759,000 | 3,720,000 | 5,741,000 | 8,025,000 |
| Income tax | 121,000 | 53,000 | 53,000 | 53,000 |
| Net income | 1,638,000 | 3,667,000 | 5,688,000 | 7,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,718,000 | 30,506,000 | 32,061,000 | 33,879,000 |
| Total capital | 32,018,000 | 32,979,000 | 34,845,000 | 36,377,000 |
| Risk-weighted assets | 225,900,000 | 241,529,000 | 233,909,000 | 234,572,000 |