Call reports 2012
FIRST STATE BANK & TRUST — 2012
What FIRST STATE BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 350,671,000 | 368,111,000 | 387,322,000 | 402,967,000 |
| Total loans | 153,614,000 | 162,894,000 | 168,382,000 | 171,639,000 |
| Allowance for loan losses | 1,768,000 | 2,647,000 | 2,713,000 | 1,815,000 |
| Securities available for sale | 143,534,000 | 140,720,000 | 142,232,000 | 169,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,660,000 | 332,672,000 | 350,403,000 | 364,798,000 |
| Interest-bearing deposits | 227,932,000 | 232,783,000 | 241,148,000 | 255,267,000 |
| Noninterest-bearing deposits | 85,728,000 | 99,889,000 | 109,255,000 | 109,531,000 |
| Equity capital | 28,220,000 | 28,505,000 | 30,129,000 | 31,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,794,000 | 5,607,000 | 8,573,000 | 11,656,000 |
| Interest expense | 221,000 | 413,000 | 588,000 | 754,000 |
| Net interest income | 2,573,000 | 5,194,000 | 7,985,000 | 10,902,000 |
| Noninterest income | 516,000 | 850,000 | 1,463,000 | 2,458,000 |
| Noninterest expense | 1,338,000 | 2,759,000 | 4,304,000 | 6,035,000 |
| Provision for loan losses | 150,000 | 950,000 | 975,000 | 1,050,000 |
| Pretax income | 1,601,000 | 2,335,000 | 4,169,000 | 6,275,000 |
| Income tax | 102,000 | 170,000 | 309,000 | 406,000 |
| Net income | 1,499,000 | 2,165,000 | 3,860,000 | 5,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,143,000 | 25,068,000 | 26,416,000 | 28,080,000 |
| Total capital | 27,011,000 | 27,607,000 | 29,047,000 | 29,995,000 |
| Risk-weighted assets | 194,415,000 | 202,948,000 | 210,265,000 | 222,445,000 |