Call reports 2011
FIRST STATE BANK & TRUST — 2011
What FIRST STATE BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 300,164,000 | 304,340,000 | 320,768,000 | 352,555,000 |
| Total loans | 133,119,000 | 139,426,000 | 144,992,000 | 148,405,000 |
| Allowance for loan losses | 1,742,000 | 1,568,000 | 1,905,000 | 1,922,000 |
| Securities available for sale | 102,568,000 | 107,488,000 | 102,238,000 | 116,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,767,000 | 268,143,000 | 283,312,000 | 315,359,000 |
| Interest-bearing deposits | 204,936,000 | 204,069,000 | 213,223,000 | 225,335,000 |
| Noninterest-bearing deposits | 58,831,000 | 64,074,000 | 70,089,000 | 90,024,000 |
| Equity capital | 24,383,000 | 25,198,000 | 26,090,000 | 26,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,423,000 | 4,954,000 | 7,695,000 | 10,430,000 |
| Interest expense | 433,000 | 822,000 | 1,161,000 | 1,420,000 |
| Net interest income | 1,990,000 | 4,132,000 | 6,534,000 | 9,010,000 |
| Noninterest income | 564,000 | 1,044,000 | 1,575,000 | 1,932,000 |
| Noninterest expense | 1,273,000 | 2,671,000 | 3,889,000 | 5,281,000 |
| Provision for loan losses | 300,000 | 300,000 | 800,000 | 800,000 |
| Pretax income | 981,000 | 2,205,000 | 3,420,000 | 4,861,000 |
| Income tax | -22,000 | 48,000 | 143,000 | 251,000 |
| Net income | 1,003,000 | 2,157,000 | 3,277,000 | 4,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,766,000 | 21,969,000 | 22,688,000 | 23,645,000 |
| Total capital | 23,608,000 | 23,637,000 | 24,693,000 | 25,667,000 |
| Risk-weighted assets | 165,474,000 | 173,077,000 | 177,591,000 | 185,466,000 |