Call reports 2007
FIRST STATE BANK & TRUST — 2007
What FIRST STATE BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 171,029,000 | 172,453,000 | 187,182,000 | 193,574,000 |
| Total loans | 116,082,000 | 118,225,000 | 114,492,000 | 110,819,000 |
| Allowance for loan losses | 1,260,000 | 1,234,000 | 1,289,000 | 1,287,000 |
| Securities available for sale | 33,247,000 | 38,927,000 | 38,004,000 | 56,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,882,000 | 142,047,000 | 154,020,000 | 160,654,000 |
| Interest-bearing deposits | 121,005,000 | 123,004,000 | 133,860,000 | 136,453,000 |
| Noninterest-bearing deposits | 19,877,000 | 19,043,000 | 20,160,000 | 24,201,000 |
| Equity capital | 17,826,000 | 18,221,000 | 19,031,000 | 19,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,548,000 | 5,237,000 | 8,022,000 | 10,883,000 |
| Interest expense | 1,114,000 | 2,284,000 | 3,538,000 | 4,871,000 |
| Net interest income | 1,434,000 | 2,953,000 | 4,484,000 | 6,012,000 |
| Noninterest income | 288,000 | 862,000 | 1,155,000 | 1,453,000 |
| Noninterest expense | 874,000 | 1,809,000 | 2,746,000 | 3,727,000 |
| Provision for loan losses | 500,000 | 700,000 | 750,000 | 750,000 |
| Pretax income | 348,000 | 1,306,000 | 2,143,000 | 2,988,000 |
| Income tax | 31,000 | 94,000 | 152,000 | 208,000 |
| Net income | 317,000 | 1,212,000 | 1,991,000 | 2,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,907,000 | 16,500,000 | 16,978,000 | 16,815,000 |
| Total capital | 17,267,000 | 17,834,000 | 18,368,000 | 18,202,000 |
| Risk-weighted assets | 135,575,000 | 136,800,000 | 136,982,000 | 135,063,000 |