Call reports 2006
FIRST STATE BANK & TRUST — 2006
What FIRST STATE BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 159,421,000 | 160,610,000 | 164,230,000 | 163,845,000 |
| Total loans | 101,890,000 | 108,935,000 | 116,706,000 | 114,674,000 |
| Allowance for loan losses | 1,890,000 | 1,480,000 | 1,497,000 | 1,503,000 |
| Securities available for sale | 37,586,000 | 35,010,000 | 33,222,000 | 33,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,218,000 | 130,571,000 | 134,041,000 | 134,216,000 |
| Interest-bearing deposits | 110,591,000 | 109,703,000 | 114,374,000 | 114,114,000 |
| Noninterest-bearing deposits | 20,627,000 | 20,868,000 | 19,667,000 | 20,102,000 |
| Equity capital | 17,915,000 | 17,055,000 | 17,535,000 | 17,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,123,000 | 4,445,000 | 6,908,000 | 9,482,000 |
| Interest expense | 747,000 | 1,584,000 | 2,551,000 | 3,590,000 |
| Net interest income | 1,376,000 | 2,861,000 | 4,357,000 | 5,892,000 |
| Noninterest income | 337,000 | 623,000 | 951,000 | 1,244,000 |
| Noninterest expense | 933,000 | 1,765,000 | 2,583,000 | 3,540,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -100,000 |
| Pretax income | 880,000 | 1,819,000 | 2,794,000 | 3,665,000 |
| Income tax | 64,000 | 106,000 | 170,000 | 228,000 |
| Net income | 816,000 | 1,713,000 | 2,624,000 | 3,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,412,000 | 15,685,000 | 15,732,000 | 15,591,000 |
| Total capital | 17,962,000 | 17,265,000 | 17,329,000 | 17,194,000 |
| Risk-weighted assets | 123,575,000 | 128,468,000 | 135,708,000 | 133,864,000 |