Call reports 2004
FIRST STATE BANK & TRUST — 2004
What FIRST STATE BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 142,448,000 | 144,551,000 | 146,596,000 | 150,889,000 |
| Total loans | 93,281,000 | 97,271,000 | 96,226,000 | 97,357,000 |
| Allowance for loan losses | 1,640,000 | 1,589,000 | 1,571,000 | 1,591,000 |
| Securities available for sale | 29,224,000 | 32,553,000 | 32,883,000 | 31,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,746,000 | 117,537,000 | 118,331,000 | 123,878,000 |
| Interest-bearing deposits | 99,897,000 | 102,530,000 | 100,934,000 | 106,916,000 |
| Noninterest-bearing deposits | 13,849,000 | 15,007,000 | 17,397,000 | 16,962,000 |
| Equity capital | 17,170,000 | 16,781,000 | 17,282,000 | 17,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,683,000 | 3,331,000 | 5,046,000 | 6,796,000 |
| Interest expense | 514,000 | 1,009,000 | 1,516,000 | 2,024,000 |
| Net interest income | 1,169,000 | 2,322,000 | 3,530,000 | 4,772,000 |
| Noninterest income | 244,000 | 470,000 | 698,000 | 917,000 |
| Noninterest expense | 754,000 | 1,481,000 | 2,267,000 | 3,092,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 659,000 | 1,311,000 | 1,961,000 | 2,597,000 |
| Income tax | 43,000 | 94,000 | 141,000 | 191,000 |
| Net income | 616,000 | 1,217,000 | 1,820,000 | 2,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,945,000 | 15,078,000 | 15,312,000 | 15,527,000 |
| Total capital | 16,314,000 | 16,509,000 | 16,743,000 | 16,976,000 |
| Risk-weighted assets | 109,254,000 | 114,296,000 | 114,373,000 | 115,792,000 |