Call reports 2003
FIRST STATE BANK & TRUST — 2003
What FIRST STATE BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 137,649,000 | 140,729,000 | 139,425,000 | 144,384,000 |
| Total loans | 87,054,000 | 89,568,000 | 92,568,000 | 91,912,000 |
| Allowance for loan losses | 1,709,000 | 1,713,000 | 1,641,000 | 1,636,000 |
| Securities available for sale | 27,328,000 | 30,508,000 | 29,855,000 | 38,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,588,000 | 113,029,000 | 111,577,000 | 115,962,000 |
| Interest-bearing deposits | 97,075,000 | 97,707,000 | 97,513,000 | 100,271,000 |
| Noninterest-bearing deposits | 12,513,000 | 15,322,000 | 14,064,000 | 15,691,000 |
| Equity capital | 17,539,000 | 16,823,000 | 16,751,000 | 16,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,481,000 | 5,131,000 | 6,761,000 |
| Interest expense | 639,000 | 1,235,000 | 1,798,000 | 2,342,000 |
| Net interest income | 1,190,000 | 2,246,000 | 3,333,000 | 4,419,000 |
| Noninterest income | 215,000 | 431,000 | 683,000 | 893,000 |
| Noninterest expense | 719,000 | 1,452,000 | 2,168,000 | 2,929,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 686,000 | 1,225,000 | 1,848,000 | 2,383,000 |
| Income tax | 48,000 | 87,000 | 137,000 | 174,000 |
| Net income | 638,000 | 1,138,000 | 1,711,000 | 2,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,243,000 | 14,698,000 | 14,668,000 | 14,396,000 |
| Total capital | 16,528,000 | 16,023,000 | 16,029,000 | 15,750,000 |
| Risk-weighted assets | 102,373,000 | 105,595,000 | 108,598,000 | 108,061,000 |